If you own a boat, this video will help you determine what coverages you need. One of the most important coverages for boat owners is liability coverage. Liability coverage is the coverage that’s going to protect you in case you injure somebody or damage someone’s property while you’re boating. Now, seeing as how boating accidents tend to be severe, we recommend that you carry a lot of liability coverages. Usually, minimum coverages we recommend are minimum of a half a million, but certainly we offer higher coverages than that. Good idea to carry a lot of liability coverage when you’re boating, because these accidents do tend to be severe.
Tavern Insurance | Bar Insurance | Nightclub Insurance
Hello, I’m Ron Philleo with Philleo Agency Insurance. Welcome to Philleo.com. Today we are going to talk little about insurance for taverns, bars, night clubs and restaurants that serve alcohol. When you serve alcohol, you have some additional exposures to liability and some unique situations that you need specialized coverage for. In this video we’ll discuss a little bit of those. The first and most important coverage for any tavern, bar or restaurant serving alcohol, or night club, is that you carry the right liability coverage. The first thing is general liability. General liability is going to be considered more or less your premise liability that is going to protect you in case of somebody gets injured on the premises. Very important, you want to carry a lot of coverage. Having a facility that serves alcohol, the exposures can be much higher than ones that don
Let your Business Go the Extra Mile: Commercial Vehicle Insurance
Businesses that rely on vehicles take on a lot of responsibility. Simple accidents can easily cause hundreds of thousands of dollars worth of damages, injury, and costly business interruption periods. All of this means that if your business operates vehicles of any kind you need comprehensive commercial vehicle insurance. Of course commercial vehicle insurance isn’t …Read More
Don’t Add Insult to Injury: Understanding Workers Compensation Insurance
Workers compensation insurance is an extremely complex and controversial field. Legal requirements and the nature of workers compensation insurance vary greatly from state to state. For this reason you should contact a good insurance agent to outline what workers compensation insurance involves in your state. For the sake of this article we will discuss the …Read More
Let’s Toast to Liquor Store Insurance!
Every business owner knows the rewarding feeling of hard work paying off. For this reason they protect their business by getting the right insurance and covering every eventuality. Owning a liquor store represents a greater risk than usual due to the potentially dangerous nature of alcohol. It is essential that you take stock of your …Read More
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