When you’re building a new structure you’re going to want to have builders risk coverage. Builders risk coverage can apply to commercial buildings. It can also apply to residential homes. So whether you’re building a home or you’re building a commercial project, you’re going to want to have builders risk coverage. What does builders risk …Read More
If you own a boat, this video will help you determine what coverages you need. One of the most important coverages for boat owners is liability coverage. Liability coverage is the coverage that’s going to protect you in case you injure somebody or damage someone’s property while you’re boating. Now, seeing as how boating accidents tend to be severe, we recommend that you carry a lot of liability coverages. Usually, minimum coverages we recommend are minimum of a half a million, but certainly we offer higher coverages than that. Good idea to carry a lot of liability coverage when you’re boating, because these accidents do tend to be severe.
We typically recommend it for any item that’s usually over a thousand dollars in value, and it gets added directly to your homeowner’s policy. It’s called scheduling your jewelry.