Many Wisconsin residents drive more than just their commuter car or family vehicle. You could also own snowmobiles, all-terrain vehicles (ATVs), utility vehicles (UTVs), recreational vehicles and more. At Philleo Insurance, we understand there’s more to life than work, so we offer a variety of insurance policies for your recreational vehicle needs. Our knowledgeable team have the experience and expertise to help you find the right insurance policies to fit your lifestyle.
Campers & RV Insurance
Some people take their camping and traveling seriously, investing some of their hard-earned dollars in a recreational vehicle, or RV. There are a variety of RVs and camper style vehicles available on the market, including trailers, fifth wheels and motorhomes. Philleo offers standard coverage such as liability insurance, collision insurance, comprehensive coverage, and personal injury protection, as well as additional insurance that offers storage protection, roadside assistance and more. Do live in your RV as a full-time residence? Make sure your insurance agent knows this so he or she can customize your coverage.
Wisconsin is a fun place to be during the snowy months, so many residents own one or more snowmobiles. These machines also require insurance, just like any other vehicle, and the last thing you want to think about when you’re out on the snow trails is whether or not you’re insured. Snowmobile insurance coverage can replace or repair your snowmobile in the event of a covered accident and protect your finances should you injure a person or cause property damage.
ATV and Off-Road Vehicle Insurance
In Wisconsin, we enjoy the outdoors – some of us just like to enjoy it while zipping along on a 4-wheeler. State-required insurance for your ATV, 4-wheeler or other off-road vehicle varies depending on how you use the vehicle. If the vehicle is mainly used on a farm or driven on publically owned land can influence the types of ATV insurance coverage you may need. Whether the ATV is used in the winter or put into storage during the cold months could also impact your insurance needs.
Wisconsin is farming, fishing and hunting country, so it’s not uncommon to find utility terrain vehicles, or UTVs. Sometimes they’re even used on golf courses and at parks. Once again, how the vehicle should be insured depends on how it is used, and whether or not it is put into storage during the winter months. Talk to your insurance agent and be honest so he or she can tailor coverage to fit your unique needs.
Bundle for Recreational Vehicle Insurance Savings
Philleo Agency Insurance offers a range of policies from which to choose and some discounts are available when you bundle your RV insurance, snowmobile insurance or ATV insurance with other policies, such as your auto insurance. Some of these discounts could include a multi-vehicle discount, multi-policy discount, good driver discount, good student discount, and a safety equipment discount for having safety features or anti-theft devices.
Contact Us Today for an RV Insurance Quote
Contact Philleo for your free RV insurance or other vehicle proposal and advice on your coverage options. Our experienced team can help you find the right coverage to protect your snowmobiles, ATVs and other “big toys”. Call us today to get started.