I have my policy renewal documents. What should I be looking for or considering?
Here are some questions to get you thinking about your situation and possible changes. Contact us with any updates or questions.
- Could you save some money by bundling policies?
- Do you have an umbrella policy?
- Has your contact information changed (new phone #, email or address)?
- Updates to your occupation or highest level of education (for possible discounts)?
HOME OR DWELLING QUESTIONS
- Have you updated or improved your home?
- Replaced the roof?
- Finished or updated the basement?
- Any additions or improvements?
- Added any other structures on your property?
- Put in a pool or outdoor hot tub?
- Set up a trampoline?
- Any alarms, security systems or smart home features?
- Add a dog to your household?
- Need to add any jewelry or higher valuable items?
- Add or increase coverage through endorsements?
- Water sewer back up coverage?
- Underground service line coverage?
- Home Cyber Liability coverage?
- Rent your home or any rooms out on a short term basis (like Air BnB, VBRO, etc)?
- Need to add any drivers?
- Qualify for a good student discount
- Changes to your commute or annual mileage usage?
- Vehicles listed on your policy correct?
- Review the age and value of your vehicles. Do you want to make any change to collision or comp coverage?
- Drive for any for rideshare (Uber, Lyft, etc.) or any delivery services?
Do you have any of the following items? If so, make sure your liability coverage extends. Are you interested in physical damage coverage as well?
- Trailers or RVs
- Jet skis or personal watercrafts
- ATV or UTV
- Golf Cart
- or any other recreational items not listed