Why an Independent Insurance Agent?
The Philleo Agency is an independent agency. We work for our clients, not for the insurance company. This ensures you receive the best coverage at the best price.
How Is an Independent Agent Different from Other Insurance Agents?
There are two types of insurance agents: independent agents and captive agents. Captive agents work exclusively for one insurance carrier and are obligated to give business only to that company. Some examples of captives include American Family, Allstate, State Farm, and Farmers Insurance. The captive agent works for the insurance company, not the customer.
As independent agents, we represent multiple insurance companies with a wide range of programs and specialties. This allows us to look at your unique situation and find the company that offers the coverage that best suits your needs at the best price.