Your home may be the biggest investment you ever make, so it makes sense to protect it with home insurance. In many cases, homeowners insurance is required under the terms of a mortgage. Regardless, home insurance is also a sound investment that will keep your family afloat if you ever have a fire, theft, or …Read More
Fundamentals of Personal Property Coverage
While nobody likes to think about something bad happening to their home or personal items, the truth is, bad things do happen. Every day homes are lost due to a fire or windstorm, or personal property is stolen or damaged. There are things that you can do to lessen the likelihood of bad things happening, …Read More
Don’t Get Scammed! – Beware of Storm Chasers
Here at Philleo Agency Insurance, our clients rely upon us to help them save money on high-quality coverage. Of course, our relationship doesn’t end after customers buy insurance. After storms or other hazards strike, the people that we serve learn that they can truly depend upon us to help them make the most of their …Read More
The Replacement Cost of Your Home
When you start shopping around for home insurance, two types of policies stand out. You’ll have to choose between market value coverage (sometimes called Actual Cash Value coverage) and replacement cost coverage, and the decision you make about that will favor everything about the way your claims are processed and paid out if something terrible …Read More
Insurance Companies & Package Policies
Insurance consumers should be aware that the home insurance market, including condominiums and renters, is changing. Many carriers who once offered standalone, or monoline, homeowner’s policies no longer offer this type of policy. Other carriers who still choose to offer standalone policies generally do so with reduced coverages and higher premiums. In other words, as …Read More
