The BOP (business owners policy) covers real estate and other property that your business owns that is located at the described business premises. If your business rents or leases its premises, the BOP provides coverage for tenants’ improvements and betterment. These are fixtures, alterations, installations or additions that you have put into the space that …Read More

Three main types of commercial vehicles for insurance purposes are business autos, trucks and public conveyances (buses, taxis). Business autos may be insured individually or as a fleet, depending on the number of vehicles. Commercial auto insurance provides liability protection for injuries and property damages caused by vehicles used in your business. In addition, liability …Read More

Given the possibility of a lawsuit should someone claim to have been harmed by your work, you will almost certainly need liability insurance. Your customers may require you to Liability coverage. This protects either a property/business owner from possible liability arising from the negligent acts of you or subcontractor hired to perform work on behalf …Read More

Business interruption or “time element” coverage protects you against financial loss from your business being suspended due to insurance damage to your premises or indirect damage, such as power failure, for example. There are many varieties of business interruption coverage. This form of insurance reimburses you for continuing expenses you incur while closed, such as …Read More