One of the most common problems homeowners face is being underinsured for a claim. Whether your policy excludes coverage for certain types of losses or your limits are too low to pay for damages, you could face a major financial loss without the right insurance. There are several factors to consider when determining how much …Read More
Six Reasons Why You Need Car Insurance
You know you need car insurance to protect you against big losses, but how much car insurance is enough? Should you cut down on coverage to save on costs? At Philleo Agency Insurance, we know everyone wants to save money on car insurance, but that should never be more important than having enough insurance protection …Read More
The Cost of Car Insurance
Like all insurance, car insurance is coverage that everyone needs but no one wants to have to use. If you have gone years without an accident or claim, the cost of premiums could seem expensive. After all, the average U.S. driver paid $866 for coverage in 2014 alone. Unfortunately, everything can change in the blink …Read More
What is an Umbrella Policy?
Do you know your risk of being sued? One thing is for sure – it’s not zero. Anyone can be sued in today’s litigious society, and some people are at greater risk than others. Certain factors can increase your exposure to potential liability, such as having a dog, owning a swimming pool, having a teenage …Read More
Do I Need Flood Insurance?
How much water would it take to set you back years of saving? Major floods do not come along very often, but when they do, they can wreak havoc on entire communities and the livelihood of the people who live in them. It is easy to see how a home with several feet of water …Read More
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