Tanning salon insurance is what will save your business in the event of any unfortunate accident that causes an injury. With new adopters arriving every year there’s probably never been a better time to own a tanning salon. This influx of fresh business is in no small part due to the improved safety and quality of service that comes along with technological advancements.
However even in this day and age accidents are not unheard of, and law suits can run into the millions. That’s why you’ve got to have comprehensive tanning salon insurance right from the start.
The first form of insurance that any business with a walk-in location needs is general liability insurance. General liability insurance covers you if any member of the public becomes injured on your premises, for example from a slip or fall. It also covers damage to personal possessions, so for example if a customer’s possessions are dropped by a member of staff and become broken.
The other form of tanning salon insurance that any sensible business owner needs is professional liability insurance. Professional liability insurance covers you if anyone becomes injured as a result of the services your staff perform.
Professional liability insurance is especially important for tanning salons because of the sophisticated nature of the machinery involved. Operators of tanning machinery are entrusted with a lot of responsibility and any suit resulting from negligence can cost your business a fortune.
It is also a good idea to insure for the possibility of fire. Again this is due to the sophisticated nature of the machinery involved, if mishandled a fire is a real possibility. If your building burns down with all your equipment you’ll have to start your business again from scratch. It’s best to prepare for every eventuality and have fire coverage included in your policy. For more information contact a good insurance agent!