Progressive car insurance agents still remember when they were first-time drivers: a liberating sense of freedom, an early glimpse of adulthood and the limitless possibilities all merged in that first drive, that incredible first drive.
Still, time goes by so fast those memories seem like they belong to the past century (actually, they do), but a new generation of drivers is hitting the road and is always important to remind you (the young driver looking for low-cost insurance) on how to be properly insured while being cautious about the money you spend.
One great way progressive car insurance companies have for you to learn about the real cost of money, not to mention to reduce the price of your premiums is to shop around for car insurance. You can easily compare quotes from literally hundreds of online insurers, but the point is to actually be on top of your new car insurance process so you will be more conscious about taking care of yourself and your new car.
Shopping for a quote could easily make you save $1000-1,500 in insurance depending on your car, a considerable amount of money for a young person just for some minutes online.
The lower the value of your car, the cheaper your car insurance is likely to be. While this might be obvious, it’s also evident that a flashy car will always catch your attention, but then again, if you are reading this article you are probably looking for ways to save money.
Choosing an economical and safe car will still take you from A to B and won’t add to your premiums. Remember you still have plenty of time to explore more desirable options later on, but for now, be reasonable and enjoy the ride you can actually afford.
Progressive car insurance agents know that keeping a clean license could also be a hard task for young people, but driving safely and avoid speeding tickets and convictions will not only be reflected in your premiums, but also in your driving record, which will translate in more benefits later on as well.
If you have any kind of penalty in your record it will definitely be harder to get insurance, and if you do, it will be so expensive that it won´t be worth your while.
Installing an appropriate safety device like immobilizers or alarms may qualify you for an insurance discount. Ask for more information with your selected insurance provider.
A family plan could also be a viable way for you to cut on insurance expenses. Check to see if your progressive car insurance provider offers family plans that provide discounts earned by the adult in a household to their teen drivers. Extended discounts to teens as a part of a family plan include multicar, multipolicy and financial responsibility. These reductions can help save up to 25 percent on auto insurance and premiums.
Progressive car insurance agents understand that getting coverage for the first time can be costly, but driving without insurance is illegal and if you get in an accident you won’t be able to fully enjoy the incredible feeling that comes with your first ride. Please buckle up, drive safely and enjoy!