Insurance agency Milwaukee can help you with all your auto and other insurance needs. But many would advise you to think first before making and modifications to your car.
Why? Because depending on the type of modification you make, you could see your insurance premiums rise, or worse, your coverage made null and void if you are involved in an accident.
Whether it’s a new sound system, new exhaust, tinted windows or running ground lights, the alterations and accessories you add to your car. And statistics show that an insurance claim is most likely to be made after some sort of modification has been made to a vehicle, and for that reason, insurance companies tend to raise premiums on customers who’ve done so.
That begs the question — why tell your insurance company that you’ve just installed new sub-woofers in the trunk and a surround-sound system if the company just going to jack up your rates? After all, you just spend a lot of money on those new toys and the last thing you want to do is pay higher rates for them.
But as any insurance agency Milwaukee or elsewhere will tell you, if you get into an auto accident, your car is stolen or you otherwise have to make a claim, the insurance company is likely charge you an arm and a leg after the fact. In other words, volunteering the information to your insurer that you’ve made alterations and paying high premiums is going to be cheaper than if the insurer finds out about them after you’ve been in a collision.
So if you are going to ‘soup up’ your car, do yourself a favor. Make a detailed list with receipts for everything you paid for in the alterations, and send them to your insurance agent.
If you’re forthright and upfront with the company — and the modification doesn’t affect the performance of the vehicle or the driver’s visibility — then it may be the case that the insurance agency Milwaukee or anywhere else doesn’t raise your premiums at all. But better you tell company first than for the claims adjuster to find out when he comes to check your mangled car.
Call your agent if you’ve done any of the following to your car:
– Tinted windows
– New sound system
– Alloy wheels or rims
– Body kits
– New engine
– Any re-spraying or body work
There are many other types of changes to your car, but only a call to your insurance agency Milwaukee or wherever you are in America you learn about which modifications will raise your premiums and which ones won’t.