Car insurance Progressive Wisconsin, despite what you might think, that stats don’t lie. Men get into significantly more accidents than their female counterparts. So you can almost guarantee that insurance companies are going to take this into account when determining someone’s car insurance rates.
For example, if a 20-year-old man and a 20-year-old woman walk into an insurance agency and they both have the exact same driving record, the same car make, model and year and the same credit record, do you think they’re going to end up paying the same monthly premium? Guess again – woman will be offered a lower premium then the young man.
Why? Because study after study reveal one thing — the young women drivers get into far fewer accidents than you male drivers.
So what exactly are male drivers doing wrong, or to put it another way, what are they doing behind the wheel on a higher percentage than women? The statistics show that they are: not wearing seatbelts, driving at excessive speeds, drunk driving, breaking traffic laws, driving dangerously or recklessly or driving on average further distances.
So it’s a safe bet that men are more likely to get into an accidents and therefore car insurance Progressive Wisconsin are going to tend to charge more to cover them.
Statistics north of the border point to the same thing. Canadian government regulators that men are more likely to be involved in accidents from excessive speed or aggressive driving, while women tend to be involved in accidents like . Women are more likely to be involved in accidents based on slips or lapses (like distracted driving), according to the Globe and Mail newspaper.
One car insurance Progressive Wisconsin firm determined that men far more likely to be pulled over by the police for aggressive or risky driving than women.
The same Canadian report said that of all car crashes, men were 27 percent more likely to be at fault than women, according to the Globe and Mail.
Despite the mountain of evidence in the US, Canada and other countries showing that women were generally safer behind the wheel, perceptions tend to be the opposite.
The stereotype may have been true at one time, research indicates, but it’s far from true today (as we’ve seen).
But old ideas die hard. For instance, go to YouTube and search “Female drivers”. There, you will find 4,500 results of ‘fail compilations’ of women driving into parked cars and swimming pools. A search of ‘male drivers’ only yields 1,990 results.
So, for the ladies out there, when it comes time to buy car insurance Progressive Wisconsin, you can call the company and be confident you’ll get a good rate – assuming your driving record is clean.