Hello, I’m Ron Philleo with Philleo Agency Insurance, and welcome to Philleo.com. Let’s talk about landscaper’s insurance. Landscapers have a lot of different issues going on with regard to their insurance. Most of the time they have vehicles, they need general liability coverage, they need property coverage for their equipment, and a lot of times they need work comp insurance. By the way, you can see videos on each one of these topics on Philleo.com. But let’s go over landscapers in general, and discuss some of their needs. We’ll start with their general liability. That’s what’s going to protect them in case they damage someone’s property or injure somebody in the course of their construction, or their work, or their lawn maintenance, and those types of things.
Landscapers and lawn maintenance companies also usually need commercial auto coverage. They have equipment they need to get to and from job sites and there’s trailers involved. A lot of times they add snow plows to the policies. Certainly, there’s a lot going on with that.
We’re very familiar with commercial auto policies and we can help you what the coverages are that you need. Whether it just be a basic truck to get to and from the job locations, or heavy duty trucks, hauling, and trailers, and snow plowing, we can help you with all of those under the commercial auto need.